Does Insurance Cover Auto Glass Repairs?

Whether the glass on your vehicle needs to be repaired due to a piece of debris, a car accident, or theft, the cost isn’t cheap. Most people wonder if their insurance will cover their auto glass repairs. The answer isn’t always straightforward and depends on the type of coverage you have. Below, we’ll go over what will typically be covered when it comes to auto glass repair. 

Collision Coverage - If you have collision coverage with your insurance, then it will most likely cover any glass damage that occurs during an accident. You should be aware though that you might have to pay a deductible before the insurance kicks in to cover the repairs. 

Comprehensive Coverage - With comprehensive coverage, you will be covered for glass damage outside of a car accident. This includes rocks or other falling debris, storm damage, hitting an animal, theft, etc. 

Full Glass Coverage - If you have opted for full glass coverage, which is sometimes offered as an option with comprehensive coverage, you will most likely pay a higher premium but not have to pay a deductible for glass repairs. 

Auto Glass Coverage - Similar to full glass coverage, the auto glass coverage option will usually cover repairs and replacements with a low deductible. 

Contact Our Auto Glass Company

It’s important to note that we’re not an insurance company, so the information provided here should be used simply as an informational guideline that we’ve put together based on your years of experience dealing with auto glass repairs. For exact details about rates, coverages, deductibles, etc, you should contact your insurance company. If you have any additional questions or would like to learn more about our auto glass services, feel free to reach out to us! At Magic Glass and Trim, we serve the entire Buffalo, NY area.